Program Information

Goal is to revitalize neighborhoods by assisting in providing decent, safe, and affordable housing in Western South Dakota. Provides assistance to families to buy and fix their homes through: down payment and closing cost assistance, rehab loans (can only be utilized with homes on a permanent foundation, no manufactured homes on rented lots), affordable housing, credit counseling, home-buyer education, and foreclosure prevention and counseling.

Rehab loans include 3 - 5 year forgivable loans, deferred loans, and low interest loans depending on the homeowners income and can be used for a variety of Life Safety repairs such as heating, plumbing, electrical, windows, rood, decks and steps, handicap access, etc. Loan terms, conditions, and availability are subject to change without notice.

The property must be located on a permanent foundation, and the occupant must own the land or have qualifying land lease.

Eligibility

Low to moderate income residents of western South Dakota

Disabilities access

Accessible parking, route, and restroom.

Required Documents

Call for information

Application Process

Call for information